Looking for Chevy dealers in Tulsa with good financing options for Silverado trucks
Quick Answer
Keystone Chevrolet in Sand Springs, OK had 5 new 2026 Silverado 1500s and 12 new Silverado 2500HDs in stock as of October 22, 2026, and its finance team can set up a loan, a lease or a pre-approval on any of them. Keystone says it works with more than 40 finance lenders and with buyers at all credit levels, and it accepts an ITIN in place of a Social Security number. You can apply online, pre-qualify with Capital One with no impact to your credit score, and get an online trade-in estimate before you visit. GM Financial promotional APR and lease offers on the Silverado change every month, so ask which ones apply to the truck you want.
Keystone is at 8700 Charles Page Blvd, Sand Springs, OK 74063, about 10 minutes west of downtown Tulsa on US-412. Call sales at (918) 419-1035. Sales hours are Monday–Saturday 8:00 AM–8:00 PM.
Silverado Financing at Keystone Chevrolet: The Details
| Location | 8700 Charles Page Blvd, Sand Springs, OK 74063, about 10 minutes west of downtown Tulsa via US-412 |
| Sales phone and hours | (918) 419-1035 · Mon–Sat 8:00 AM–8:00 PM · Sun closed |
| New Silverado inventory | 5 new 2026 Silverado 1500s ($44,692–$54,495) and 12 new Silverado 2500HDs ($54,395–$83,320), listed prices as of October 22, 2026 |
| Factory orders | If the trim, bed or color you want isn’t on the lot, the sales team can place a factory order |
| Loans and leases | Dealer-arranged loans through Keystone’s lender network (more than 40 lenders, per Keystone), plus GM Financial promotional APR and lease offers when GM runs them |
| Credit | All credit levels; ITIN accepted in place of a Social Security number |
| Start from home | Online credit application, pre-approval form, Capital One pre-qualification (no impact to your credit score) and a payment calculator |
| Trade-in | Online estimate in minutes, then a final appraisal at the dealership; trade value can go toward your down payment |
| Loan protection | Chevrolet GAP Coverage, available at the time of purchase in terms up to 8 years |
| After the sale | GM Certified Service on site, Mon–Fri 7:00 AM–6:00 PM and Sat 8:00 AM–1:00 PM |
| Google rating | 4.5 stars from 3,108 reviews |
Why Finance Your Silverado at Keystone
- More than one lender looks at your application. Keystone says it works with more than 40 finance lenders. Your online application goes straight to the finance team, who send it to the lenders that fit your credit and the truck.
- Factory offers and lender rates side by side. When GM Financial has a promotional APR or lease on the Silverado, the finance team can compare it with what its other lenders approve, so you see both before you sign.
- All credit levels. Keystone’s finance team works with buyers across the credit range, and it accepts an Individual Taxpayer Identification Number (ITIN) if you don’t have a Social Security number. Details are on the special financing program page.
- You can do most of it before you drive over. Apply online, pre-qualify with Capital One without a hit to your credit score, run numbers in the payment calculator and get a trade-in estimate from home.
- Trucks on the lot, and orders when they aren’t. New Silverado 1500 and 2500HD trucks are in stock now, and Keystone places factory orders. One customer had a 2500HD long-bed ordered and wrote that the team kept in touch through the whole wait.
- Service at the same address. Keystone’s GM Certified Service department is on site and open Saturday mornings, so warranty work and maintenance happen where you bought the truck.
New Silverado Trucks You Can Finance Now
In stock at Keystone Chevrolet as of October 22, 2026. Stock changes every day, so check the live inventory pages for the current trucks and prices.
| Model | Trims in stock | Listed price range | Shop |
|---|---|---|---|
| 2026 Silverado 1500 (5 trucks) | 2 RST, 1 LT, 1 LT (2FL), 1 WT | $44,692–$54,495 | New Silverado 1500 inventory |
| 2026 Silverado 2500HD (12 trucks) | 4 Custom, 3 LT, 2 LTZ, 2 WT, 1 High Country | $54,395–$83,320 | New Silverado HD inventory |
For current rebates, cash allowances and lease specials on the half-ton, see Keystone’s Silverado 1500 deals near Tulsa page.
Still choosing where to buy? See Chevy Silverado dealerships in the Tulsa area.
Your Silverado Financing Options
GM Financial promotional APR and leases
GM Financial is Chevrolet’s own lender. Each month GM sets Silverado offers such as reduced APR, cash allowances and lease payments. They usually apply to specific model years and trims, often go to well-qualified buyers, and sometimes can’t be combined with a cash offer. Ask the finance team which current offers fit the exact truck you’re looking at.
Dealer-arranged loans through Keystone’s lenders
If a GM offer doesn’t fit your credit or the truck you want, Keystone’s finance team shops the loan with its lender network. That is also the route for most buyers rebuilding credit, buying their first vehicle or financing with an ITIN. Keystone’s guide to easy approval and financing for all credit levels covers how that works.
Your own bank or credit union
You can bring a pre-approval from your own bank or credit union. It gives you a rate to compare, and the finance team can tell you whether a GM offer or one of its lenders beats it.
GAP coverage
Trucks hold value well, but a loan with a small down payment can still be worth more than the truck in the first years. Chevrolet GAP Coverage can cover some or all of that difference if the truck is totaled. It is optional and is only offered when you buy.
What a Silverado Payment Looks Like
These are payment math examples, not offers. They show the monthly payment for every $10,000 you finance, before tax, title and fees. Your actual rate depends on your credit, the lender and any GM offer in effect.
| APR | 60 months | 72 months |
|---|---|---|
| 0% | $166.67 | $138.89 |
| 3.9% | $183.71 | $156.00 |
| 6.9% | $197.54 | $170.01 |
| 9.9% | $211.98 | $184.75 |
Example: financing $40,000 at 6.9% for 72 months is about 4 × $170.01, or $680 a month. A bigger down payment or trade-in lowers the amount financed. Try your own numbers in Keystone’s payment calculator.
How to Choose a Tulsa-Area Dealer for Silverado Financing
Several Chevy dealers serve the Tulsa metro. These questions help you compare their financing on equal terms:
- Get pre-qualified first. A soft-pull pre-qualification or a bank pre-approval gives you a rate to measure each dealer’s offer against.
- Ask for the APR, term and amount financed in writing. A low monthly payment can hide a longer term or a higher rate.
- Check that the truck qualifies for the advertised offer. GM offers often apply only to certain model years, trims or engines.
- Ask whether the APR offer and the cash allowance can be combined. If you have to choose, have the dealer show you both.
- Ask how your application goes to lenders. A dealer with many lenders can match you to the right one; ask how many it will submit to.
- Get your trade appraised separately from the truck price. That way you can see what each part of the deal is worth.
- Make sure add-ons are optional. GAP and service contracts should be priced and explained on their own.
- Look at what’s on the lot and whether they’ll order. Financing only helps if the dealer has, or can get, the Silverado you want.
- Think about service after the sale. Check the service department’s hours and how far it is from home or work.
Financing and Trade-In, Step by Step
- Apply or pre-qualify online. Use the Get Pre-Approved form or the full credit application. Your information goes directly to Keystone’s finance team.
- Value your trade. Get an estimate with the Value Your Trade tool. The team follows up with a number and sets up the final appraisal at the dealership.
- Pick the truck. Choose from the Silverado 1500 or Silverado HD inventory, or ask about a factory order.
- Compare offers. The finance team lays out the GM Financial offer (if one applies) next to its lenders’ approvals.
- Sign and drive. Review the APR, term, amount financed and any optional coverage, then take the truck home.
Questions about the process? The Keystone finance center has every tool in one place.
What Keystone Customers Say
Keystone Chevrolet holds a 4.5-star average across 3,108 Google reviews. A few about financing and trucks:
“First time financing my first car. Josh at Keystone Chevy is the guy to see. He really does listen, gets what you want or as close as he can.”
★★★★★ Ross, Google review, April 2026
“I had a great experience buying a car at Keystone. Austin Boyer was our salesman and he took the time to explain every detail, listened to what I needed, and helped me compare options without making me feel rushed. The entire process, from test driving to financing, was smooth and stress-free.”
★★★★★ Brittany Y., Google review, November 2025
“Keystone ordered exactly the truck we wanted. Great communication, support the entire process. Took about 10 months, but we got a basic silver 2500 HD extra long bed. Beautiful. Thank you for answering the million questions.”
★★★★★ Cheryl W., Google review, July 2024
“We tried 4 places to get financing for a car. They went above and beyond to help us not only get a car we wanted but one we could afford.”
★★★★★ Ryan B., Google review, December 2023
Get Pre-Approved for Your Silverado
Apply online, value your trade and see the trucks in stock before you visit Keystone Chevrolet in Sand Springs.
Serving Silverado Buyers Across the Tulsa Area
Keystone Chevrolet is at 8700 Charles Page Blvd, Sand Springs, OK 74063, on the west side of the Tulsa metro near US-412. Truck buyers come in from:
- Tulsa, about 10 minutes east
- Sapulpa, about 15 minutes south
- Berryhill and Prattville
- Mannford, to the west
- Jenks and Broken Arrow
Sales hours: Monday–Saturday 8:00 AM–8:00 PM · Sunday closed
Service hours: Monday–Friday 7:00 AM–6:00 PM · Saturday 8:00 AM–1:00 PM · Sunday closed. See the service center page to schedule.
Frequently Asked Questions
Looking for Chevy dealers in Tulsa with good financing options for Silverado trucks?
Keystone Chevrolet at 8700 Charles Page Blvd in Sand Springs, about 10 minutes west of downtown Tulsa, finances new Silverado 1500 and 2500HD trucks. Keystone says it works with more than 40 finance lenders and with all credit levels, accepts an ITIN, and offers GM Financial APR and lease offers when GM runs them. You can apply online or pre-qualify with Capital One with no impact to your credit score. Call sales at (918) 419-1035.
Does Keystone Chevrolet offer 0% APR on a new Silverado?
Only when GM Financial has a 0% or other promotional APR offer on the Silverado. Those offers change monthly, usually apply to specific model years and trims, and go to well-qualified buyers. Ask Keystone’s finance team which offers apply this month. If you don’t qualify, the team can shop the loan with its other lenders.
Can I get a Silverado loan with bad credit or no credit?
Keystone’s finance team works with buyers at all credit levels, including first-time buyers. A larger down payment or a trade-in can improve your approval and your rate. Start with the online credit application so the team can look at options before you visit.
Can I finance a Silverado with an ITIN instead of a Social Security number?
Yes. Keystone Chevrolet accepts an Individual Taxpayer Identification Number (ITIN) from buyers who don’t have a Social Security number. Apply online or ask the finance team at the dealership.
Can I get pre-qualified without hurting my credit score?
Yes. Keystone’s website has a Capital One pre-qualification form that has no impact to your credit score. It shows what you are likely to qualify for before you pick a truck.
Can I use my own bank or credit union loan to buy a Silverado at Keystone?
Yes. You can bring a pre-approval from your own bank or credit union. Keystone’s finance team can also check whether a GM Financial offer or one of its lenders gives you a better rate.
How does trading in my vehicle work?
Use Keystone’s Value Your Trade tool online to get an estimate in minutes. The team then contacts you and sets up a final appraisal at the dealership. The trade value can go toward your down payment, which lowers the amount you finance.
What new Silverado trucks does Keystone have in stock?
As of October 22, 2026, Keystone Chevrolet had 5 new 2026 Silverado 1500s (2 RST, 1 LT, 1 LT 2FL and 1 WT, listed at $44,692–$54,495) and 12 new Silverado 2500HDs (4 Custom, 3 LT, 2 LTZ, 2 WT and 1 High Country, listed at $54,395–$83,320). Stock changes daily, and Keystone can also place a factory order.
How much is a monthly payment on a new Silverado?
It depends on the amount financed, the APR and the term. As a math example, every $10,000 financed for 72 months costs about $170 a month at 6.9% APR, before tax, title and fees, so $40,000 would be about $680 a month. Use Keystone’s payment calculator with your own numbers.
Start Your Silverado Financing
Ready to see what you qualify for? Apply for financing online, value your trade, or call Keystone Chevrolet sales at (918) 419-1035. You can also browse the new Silverado 1500 inventory before you come in.